Sharing Risk & Profit with Corporate Clients, MGAs,
(Re-)Insurers & Asset Managers
Reinsurers gain access to tailored insurance portfolios and data
Hesse Digital’s strategy has attracted reinsurers who are unable to find this unique type of risk elsewhere or lack the capability to underwrite or manage its exposure.
We utilize AI to structure the portfolio with low volatility and limited CAT risk. The portfolio can be diversified by any class or location, aligning with the reinsurer’s risk appetite.
Our digital-first approach provides instant access to all underlying risk information, directly at their fingertips.
Direct-Insurers may participate in our facilities & insurance portfolios
Direct insurers can participate in our digitally underwritten insurance portfolios through open coinsurance or fronting arrangements.
Additionally, Hesse Digital can manage FOS facilities and portfolios across Europe, including Switzerland, via fronting arrangements.
Our digital-first approach offers instant access to all underlying risk information, directly at their fingertips.
Asset Managers
Asset managers can invest in ILS (Insurance-Linked Securities) and utilzing Hesse Digital by leveraging our advanced digital platform, which offers structured, diversified portfolios with instant access to risk data and insights.
Additionally, asset managers can invest in insurance risk through Hesse Digital by leveraging virtual captive structures.
Corporate Clients
Hesse Digital offers the advantages and experiences of being in a captive, virtually.
By using Hesse Digital, virtual captives are established through insurance contracts and agreements.
This method allows clients to access captives instantly, replicate the economic benefits of a traditional captive, and reduce the entry barrier for new risk-takers.
