We are the first fully digital insurance carrier that empowers innovative commercial Property & Casualty (P&C) distributors to offer smart tailor made solutions.
We are a pioneering insurance company for Property & Casualty (P&C) that leverage cutting-edge technology.
Our automated technology interface provides distributors (MGA & Brokers) with the efficient solutions they need
Our capital-efficient business model enables efficient process optimization
Our capital-efficient business model allows for rapid scaling

The insurance industry is greatly impacted by the lack of quality data that it has difficulty managing.

HD Prozess 1

Hesse Digital solves poor data quality and management issues with its digital-first approach.

HD Prozess 2

Granular data improves margins for Hesse Digital. Digitalization increases volume and lowers cost for distributors.

HD Prozess 3

Investors profit from the value created through reinsurance contracts. Multiple major reinsurance companies reinsure our diversified portfolio.

HD Prozess 4

Strong market demand proven by already established partnerships: Hesse Digital already onboarded leading European Distributors.

Partnerships already exist with the following:

  • Mobile Garantie (DE/OE/NL)
  • Qover (BE)
  • Insercle (CH)
  • International Assistance Group (FR)
  • Ayax (ES)
  • Novus (BE/UK)
  • Helvetic Warranty (CH)
  • Greco (OE)
  • EPG Global (NL/UK)